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Jataka Tattva · by Mahadeva
Chapter 14 · The 12th House, Spending and Debt
द्वादशविवेकः
लग्नपे मूढारिनीचत्रिके मारकेशयुते भाग्यपे शुभैरदृष्टे नरेशोऽपि ऋणग्रस्तः ।
Say the lagna (rising sign) lord is combust and in an enemy's sign. Say it is at its nicha (low point) and in the 6th, 8th or 12th house. Say a maraka (death-giving planet) lord joins it. Say good planets do not look at the 9th lord. Then even a king falls into debt. (It can also be read: the lagna lord has any one of these conditions, not all together.)
धनायेशयोस्त्र्यंशेशस्यांशेशौ वैशेषिकांशे केन्द्रकोणे ऋणदाता ।
Take the 2nd lord and the 11th lord. For each, find the lord of the drekkana (one-third part of a sign) it is in. Then find the lord of the navamsha…
लग्नेशांशेशो मृद्वंशादौ जीवदृष्टः ऋणदाता ।
Take the lagna (rising sign) lord and the lord of the navamsha (one-ninth part of a sign) it is in. Say this lord is in a mridu (a shashtyamsha…
व्ययत्रिकोणार्थगेषु पापेषु बन्धनम् ।
Say bad planets are in the 12th house, the trikona (luck house) houses and the 2nd house. Then the person is jailed.