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Jataka Tattva · by Mahadeva
Chapter 14 · The 12th House, Spending and Debt
द्वादशविवेकः
सपापे धनेशे मूढे धनरन्ध्रे ऋणग्रस्तः ।
Say the 2nd lord is joined by a bad planet and is combust. Say it is in the 2nd or the 8th house. Then the person falls into debt.
नीचेऽर्थेशे क्रूरषष्ठ्यंशे तथा लाभेशे ऋणग्रस्तः ।
Say the 2nd lord is at its nicha (low point) and in a cruel shashtyamsha (one-sixtieth part of a sign). Say the same holds for the 11th lord. Then…
सपापलग्नपस्त्रिकेशयुतदृष्टः ऋणग्रस्तः ।
Say the lagna (rising sign) lord is joined by a bad planet. Say the lord of the 6th, 8th or 12th house joins it or looks at it. Then the person…
पुत्रपेऽङ्गे शुभादृष्टे ऋणग्रस्तः ।
Say the 5th lord is in the lagna (rising sign), and good planets do not look at it. Then the person falls into debt.