EFFECTS OF THE 12TH FROM KĀRAKĀṀŚA: If the 12th from Kārakāṁśa has a benefic, the expenses will be on good account while a malefic will cause bad expenses. If the said 12th be vacant then also good effects (in respect of expenses) will follow. If there be a benefic planet in exaltation or in own house in the 12th from Kārakāṁśa or if Ketu is so placed and aspected by or conjunct a benefic one will attain heavens after death. One will attain final emancipation if Ketu is in the 12th (from Kārakāṁśa) identical with Aries/Sagittarius and is aspected by a benefic. If Ketu in the 12th from Kārakāṁśa and be with aspect/conjunction of a malefic one will not attain final emancipation. If the Sun and Ketu are in the said 12th the native will worship Lord Śiva. The Moon and Ketu in the said 12th denotes a worshipper of Gaurī (a consort of Lord Śiva). Venus and Ketu in the said 12th denotes a worshipper of Lakṣmī (a consort of Lord Viṣṇu) and a wealthy person. Mars and Ketu in the said 12th denotes a worshipper of Lord Subrahmaṇya (an offspring of Lord Śiva). Rāhu in the 12th from Kārakāṁśa will make one worship Durgā or some mean deity. Ketu alone in the said 12th denotes Subrahmaṇya's or Gaṇeśa's worshipper. If Saturn is in the said 12th in a malefic's sign one will worship mean deities. Venus and Saturn in the said 12th in a malefic's sign will also make one worship mean deities. Similar inferences can be drawn from the 6th Navāṁśa counted from Amātya-kāraka's Navāṁśa.

शुभाशुभ-मरण-गति विचार: यदि कारकांश से द्वादश में शुभ ग्रह अपनी उच्च राशि में हो तो सद्गति होती है तथा व्यक्ति शुभ लोकों में जाता है। यदि द्वादश में केतु अकेला हो तथा शुभ ग्रह से युक्त-दृष्ट हो तो मुक्ति मिलती है। यदि उक्त केतु मीन-कर्क (मिश्रजी का प्रोस: 1.2.4 राशि) में हो तो विशेषतया मुक्ति-रूपी फल मिलता है। व्ययस्थ केतु यदि पाप ग्रह से युक्त-दृष्ट हो तो मुक्ति नहीं मिलती, शुभ लोक में गमन नहीं होता।